SIP Calculator (Systematic Investment Plan)
Calculate expected maturity wealth and total returns on your mutual fund Systematic Investment Plan (SIP) investments.
Adjust Inputs
Real-Time UpdateEstimated wealth in 10 years
120 monthly installments
Compounded investment returns
Visual Breakdown
Interactive GraphicDetailed Breakdown & Amortization Schedule
Showing 10 of 10 periods
| Year | Cumulative Invested | Estimated Wealth Gain | Total Corpus |
|---|---|---|---|
| Year 1 | ₹1,20,000 | ₹8,093 | ₹1,28,093 |
| Year 2 | ₹2,40,000 | ₹32,432 | ₹2,72,432 |
| Year 3 | ₹3,60,000 | ₹75,076 | ₹4,35,076 |
| Year 4 | ₹4,80,000 | ₹1,38,348 | ₹6,18,348 |
| Year 5 | ₹6,00,000 | ₹2,24,864 | ₹8,24,864 |
| Year 6 | ₹7,20,000 | ₹3,37,570 | ₹10,57,570 |
| Year 7 | ₹8,40,000 | ₹4,79,790 | ₹13,19,790 |
| Year 8 | ₹9,60,000 | ₹6,55,266 | ₹16,15,266 |
| Year 9 | ₹10,80,000 | ₹8,68,215 | ₹19,48,215 |
| Year 10 | ₹12,00,000 | ₹11,23,391 | ₹23,23,391 |
M = P × [((1 + i)^n - 1) / i] × (1 + i) Where monthly investment P = ₹10,000, monthly rate i = 0.01, total installments n = 120.
- Returns are compounded monthly as per standard mutual fund SIP model.
- Actual mutual fund returns depend on market performance and asset allocation.
Need assistance with Startup India & DPIIT Advisory?
DPIIT Certificate, Section 80-IAC 3-year tax holiday & pitch deck preparation.
Understanding the SIP Calculator (Systematic Investment Plan)
This calculator provides real-time, mathematically verified computations for Indian tax payers, investors, and businesses. All algorithms are calibrated to Indian statutory standards including the Income Tax Act 1961, CGST Act 2017, and standard banking annuity models.
How It Works
- Enter your baseline financial values using the input fields or interactive sliders.
- Observe instant changes in the summary metrics and visual breakdown charts without page reloads.
- Review the year-by-year or month-by-month amortization schedule for long-term clarity.
- Export your results via CSV or print a clean summary for your tax consultant or accountant.
Standard Compound Future Value of Annuity Due
Related Calculators
Lumpsum Investment Calculator
Calculate expected returns on one-time mutual fund or equity investments compounded over time.
Compound Interest Calculator
Calculate compound interest with flexible compounding frequencies (annually, semi-annually, quarterly, monthly, daily) and additional deposits.
Step-Up SIP Calculator
Compute the exponential compounding power of increasing your SIP amount annually by a fixed percentage or amount.