Step-Up SIP Calculator
Compute the exponential compounding power of increasing your SIP amount annually by a fixed percentage or amount.
Adjust Inputs
Real-Time UpdateTarget wealth with 10% annual increase
Cumulative contributions over tenure
Compounded investment returns
Visual Breakdown
Interactive GraphicDetailed Breakdown & Amortization Schedule
Showing 10 of 15 periods
| Year | Monthly SIP | Yearly Investment | Total Invested | Year-End Corpus |
|---|---|---|---|---|
| Year 1 | ₹10,000 | ₹1,20,000 | ₹1,20,000 | ₹1,28,093 |
| Year 2 | ₹11,000 | ₹1,32,000 | ₹2,52,000 | ₹2,85,241 |
| Year 3 | ₹12,100 | ₹1,45,200 | ₹3,97,200 | ₹4,76,410 |
| Year 4 | ₹13,310 | ₹1,59,720 | ₹5,56,920 | ₹7,07,323 |
| Year 5 | ₹14,641 | ₹1,75,692 | ₹7,32,612 | ₹9,84,570 |
| Year 6 | ₹16,105 | ₹1,93,260 | ₹9,25,872 | ₹13,15,733 |
| Year 7 | ₹17,716 | ₹2,12,592 | ₹11,38,464 | ₹17,09,531 |
| Year 8 | ₹19,488 | ₹2,33,856 | ₹13,72,320 | ₹21,75,970 |
| Year 9 | ₹21,437 | ₹2,57,244 | ₹16,29,564 | ₹27,26,531 |
| Year 10 | ₹23,581 | ₹2,82,972 | ₹19,12,536 | ₹33,74,380 |
- Monthly SIP amount increases by 10% at the beginning of each 12-month period.
- Investment returns are compounded on a monthly basis.
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Understanding the Step-Up SIP Calculator
This calculator provides real-time, mathematically verified computations for Indian tax payers, investors, and businesses. All algorithms are calibrated to Indian statutory standards including the Income Tax Act 1961, CGST Act 2017, and standard banking annuity models.
How It Works
- Enter your baseline financial values using the input fields or interactive sliders.
- Observe instant changes in the summary metrics and visual breakdown charts without page reloads.
- Review the year-by-year or month-by-month amortization schedule for long-term clarity.
- Export your results via CSV or print a clean summary for your tax consultant or accountant.
Dynamic escalating annuity compounding model
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